FINANCE

Do the work now. Spread the cost.

A full bunker renovation or a new drainage scheme is a real piece of capital expenditure, and budgets do not always stretch to it in one year. Finance is how a club gets the work done now and pays for it over time, rather than waiting season after season.

TALK TO US ABOUT FINANCE
THE PRINCIPLE

Budget should not be the thing that stops you.

For most clubs, the question is rarely whether the work is needed. It is how to fit it into a fixed annual budget. A course can end up living with washed-out bunkers or a hole that floods every winter, not because anyone doubts the fix, but because the cost lands all in one place.

Finance moves that obstacle. The work is funded upfront and repaid over an agreed term, so the course gets sorted this season and the cost is spread across several. Think of it the way a club would think about any long-term investment in the course: paid for gradually, used and enjoyed from day one.

HOW IT WORKS

Straightforward, and handled for you.

The principle is simple. Rather than paying for the whole project in one lump, the cost is funded at the start and repaid in regular instalments over a term that suits the club. The work proceeds as normal. The only difference is how it is paid for.

We arrange this through our finance partner, so you are not left to chase lenders yourself. You tell us what you want done, and finance is part of the same conversation.

FINANCE OPTIONS

Four ways to fund the work.

The right route depends on the club's circumstances. Borrow up to 100% of the project cost over a term of one to eight years, with repayments set monthly, quarterly, half-yearly, annually or seasonally to match how the club's income arrives. Buckingham Leasing will talk it all through with you.

OPTION 01

Hire Purchase

Spread the cost over the term and own the equipment or system outright at the end.

OPTION 02

Finance Lease

Spread the cost across the term, with options at the end of the lease rather than ownership from the start.

OPTION 03

Operating Lease

Use the asset over the term with lower payments, handing it back or renewing at the end rather than owning it.

OPTION 04

Business Loan

Borrow the capital for the project and repay it in instalments over an agreed term.

WHY BUCKINGHAM LEASING

A finance partner that understands the ground you are on.

We work with Buckingham Leasing because golf is not new to them. Established by Ian Bridges over twenty years ago, they are specialists in asset finance for the golf industry, with a track record across the sector, including a partnership with The London Golf Club that has run for over ten years.

That matters. A lender who understands how a golf club is run, how its budget works and what a course investment actually involves, is a far easier partner than a general lender starting from scratch. You can read more about them on their website.

VISIT BUCKINGHAM LEASING

Buckingham Leasing Ltd is authorised and regulated by the Financial Conduct Authority (FCA no. 671552). Registered in England, company no. 4637226. Registered office: Waterfield House, Wellmore, Maids Moreton, MK18 1QQ.

The London Golf Club PLC has had a strong partnership with Buckingham Leasing for over ten years. Their industry knowledge and expertise has proven invaluable, not only in securing finance options but in making asset decisions in general. As head of finance at LGC I can rely on Buckingham Leasing to deliver exactly what we need, and with the highest of quality.
P. GreeneHead of Finance, The London Golf Club PLC

Want to spread the cost of your project?

Tell us what you want done, and we will talk you through how finance could work for it. All finance enquiries come through us, so there is one conversation, not several.

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